:root{
  --ink:#102233;
  --ink-2:#24384a;
  --muted:#657385;
  --line:#e6ebf0;
  --bg:#ffffff;
  --soft:#f5f7fa;
  --deep:#0f2537;
  --gold:#d7b56d;
  --gold-2:#b9964c;
  --radius:22px;
  --shadow:0 18px 50px rgba(15,37,55,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,"Helvetica Neue",sans-serif;color:var(--ink);background:var(--bg);line-height:1.55}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.site-header{position:sticky;top:0;z-index:10;display:flex;align-items:center;gap:22px;padding:16px clamp(18px,4vw,58px);background:rgba(255,255,255,.92);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.brand{display:flex;align-items:center;gap:12px;min-width:max-content}
.brand-logo{height:54px;width:auto;display:block}
.brand-mark{display:grid;place-items:center;width:54px;height:44px;border-radius:14px;background:var(--deep);color:var(--gold);font-weight:800;letter-spacing:-.04em}
.brand-text strong{display:block;font-size:16px;line-height:1}
.brand-text small{display:block;color:var(--muted);font-size:12px;margin-top:4px}
.main-nav{display:flex;align-items:center;gap:4px;margin-left:auto}
.main-nav a{padding:10px 12px;border-radius:999px;font-size:14px;color:var(--ink-2)}
.main-nav a:hover,.main-nav a.active{background:var(--soft);color:var(--deep)}
.header-call{padding:10px 16px;border-radius:999px;background:var(--deep);color:#fff;font-size:14px;font-weight:700}
.menu-toggle{display:none;border:0;background:var(--soft);border-radius:12px;padding:9px 12px;font-size:22px}
.hero{padding:70px clamp(18px,5vw,80px) 52px;display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:center;min-height:640px}
.hero h1{font-size:clamp(38px,5vw,70px);line-height:.98;margin:0 0 20px;letter-spacing:-.055em}
.hero p{font-size:clamp(17px,2vw,21px);color:var(--ink-2);max-width:720px;margin:0 0 26px}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;color:var(--gold-2);font-weight:800;font-size:12px;margin:0 0 14px}
.hero-actions,.actions{display:flex;gap:12px;flex-wrap:wrap;align-items:center}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 20px;border-radius:999px;font-weight:800;border:1px solid var(--line);transition:.18s ease;cursor:pointer}
.btn-primary{background:var(--deep);color:#fff;border-color:var(--deep)}
.btn-primary:hover{transform:translateY(-1px);box-shadow:0 10px 30px rgba(15,37,55,.20)}
.btn-secondary{background:#fff;color:var(--deep)}
.btn-secondary:hover{border-color:var(--gold);color:var(--gold-2)}
.hero-visual{position:relative}
.visual-card{overflow:hidden;border-radius:30px;box-shadow:var(--shadow);background:var(--deep);border:1px solid rgba(255,255,255,.1)}
.visual-card img{width:100%;height:auto}
.quick-panel{position:absolute;left:-26px;bottom:28px;right:26px;background:#fff;border:1px solid var(--line);border-radius:22px;padding:18px;box-shadow:var(--shadow);display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.quick-panel strong{display:block;font-size:18px}
.quick-panel span{display:block;font-size:12px;color:var(--muted)}
.section{padding:76px clamp(18px,5vw,80px)}
.section-muted{background:var(--soft)}
.section-dark{background:var(--deep);color:#fff}
.section-head{max-width:820px;margin-bottom:34px}
.section-head h2{font-size:clamp(30px,4vw,48px);line-height:1.05;letter-spacing:-.04em;margin:0 0 14px}
.section-head p{font-size:18px;color:var(--muted);margin:0}
.section-dark .section-head p,.section-dark .eyebrow{color:rgba(255,255,255,.72)}
.grid{display:grid;gap:18px}
.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}
.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}
.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 6px 24px rgba(15,37,55,.05)}
.card h3{margin:0 0 10px;font-size:22px;letter-spacing:-.025em}
.card p{margin:0;color:var(--muted)}
.card ul{margin:12px 0 0;padding-left:18px;color:var(--muted)}
.icon{width:44px;height:44px;border-radius:15px;background:#eef2f5;color:var(--deep);display:grid;place-items:center;font-weight:900;margin-bottom:16px}
.service-card{min-height:260px;display:flex;flex-direction:column;justify-content:space-between}
.service-card a{font-weight:800;color:var(--gold-2);margin-top:22px}
.split{display:grid;grid-template-columns:.9fr 1.1fr;gap:42px;align-items:center}
.split img{border-radius:30px;box-shadow:var(--shadow)}
.process{counter-reset:step}
.step{position:relative;padding-left:58px}
.step:before{counter-increment:step;content:counter(step);position:absolute;left:0;top:0;width:38px;height:38px;border-radius:50%;background:var(--deep);color:#fff;display:grid;place-items:center;font-weight:800}
.chip-list{display:flex;flex-wrap:wrap;gap:10px}
.chip{padding:10px 13px;background:#fff;border:1px solid var(--line);border-radius:999px;color:var(--ink-2);font-weight:700;font-size:14px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px 20px}
.faq details+details{margin-top:12px}
.faq summary{cursor:pointer;font-weight:800}
.faq p{color:var(--muted);margin:10px 0 0}
.form-card{background:#fff;border:1px solid var(--line);border-radius:28px;padding:28px;box-shadow:var(--shadow);max-width:980px}
.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
label{display:grid;gap:7px;font-weight:800;color:var(--ink-2);font-size:14px;margin-bottom:16px}
input,select,textarea{width:100%;border:1px solid #d9e1e8;border-radius:14px;padding:13px 14px;font:inherit;color:var(--ink);background:#fff}
input:focus,select:focus,textarea:focus{outline:2px solid rgba(215,181,109,.35);border-color:var(--gold)}
.hidden{display:none}
.cta-band{margin:0 clamp(18px,5vw,80px) 70px;padding:38px;border-radius:30px;background:linear-gradient(135deg,var(--deep),#19364f);color:#fff;display:flex;align-items:center;justify-content:space-between;gap:26px}
.cta-band h2{margin:0 0 8px;font-size:clamp(26px,3vw,40px);letter-spacing:-.035em}
.cta-band p{margin:0;color:rgba(255,255,255,.75)}
.cta-band .btn-secondary{border-color:rgba(255,255,255,.22)}
.site-footer{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px;padding:44px clamp(18px,5vw,80px);background:#071622;color:#fff}
.footer-logo{height:64px;width:auto;max-width:240px;margin-bottom:14px}
.site-footer p{color:rgba(255,255,255,.62);max-width:520px}
.site-footer span{display:block;color:var(--gold);font-weight:800;margin-bottom:8px}
.site-footer a{display:block;color:rgba(255,255,255,.78);margin:6px 0}
.note{padding:16px 18px;border:1px solid var(--line);border-radius:18px;background:#fff;color:var(--muted)}
.kicker-row{display:flex;gap:16px;flex-wrap:wrap;margin-top:20px}
.kicker{padding:12px 15px;border-radius:16px;background:var(--soft);font-weight:800;color:var(--ink-2)}
@media (max-width: 980px){
  .hero,.split{grid-template-columns:1fr}
  .hero{padding-top:42px;min-height:auto}
  .grid-4,.grid-3{grid-template-columns:repeat(2,minmax(0,1fr))}
  .quick-panel{position:relative;left:auto;right:auto;bottom:auto;margin-top:-18px;grid-template-columns:1fr 1fr 1fr}
  .header-call{display:none}
  .main-nav{position:absolute;left:18px;right:18px;top:78px;display:none;flex-direction:column;align-items:stretch;background:#fff;border:1px solid var(--line);border-radius:20px;padding:10px;box-shadow:var(--shadow)}
  .main-nav.open{display:flex}
  .menu-toggle{display:block;margin-left:auto}
  .site-header{gap:10px}
}
@media (max-width: 680px){
  .brand-logo{height:46px}
  .grid-2,.grid-3,.grid-4,.form-grid{grid-template-columns:1fr}
  .quick-panel{grid-template-columns:1fr}
  .section{padding:54px 18px}
  .hero{padding:40px 18px}
  .cta-band{margin:0 18px 50px;display:block}
  .cta-band .actions{margin-top:22px}
  .site-footer{grid-template-columns:1fr}
}